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Landsbankinn's operating profit after taxes amounted to ISK 28.9 bn in 2021 (2020: ISK 10.5 bn). After-tax ROE was 10.8% in 2021 (2020: 4.3%).

Profit (ISKbn)
Return on equity
Capital ratio


Landsbankinn’s funding rests on three main pillars: Deposits from customers, market funding and equity. The Bank’s credit rating by S&P Global Ratings is BBB/A-2 with stable outlook.


Risk management

Risk is inherent in the Bank’s entire operation. Robust and sound risk management is key to the Bank’s operation and involves analysis, assessment and management of all risk factors.


Documents accompanying the Annual Report

All main documents accompanying the Annual and ESG Report, such as the Annual Financial Statements, the Fact Book, the Corporate Governance Statement, the Pillar III Risk Report, the GRI Index and Appendix, can be accessed from here.


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